Main Menu

• Home
  • Contact Me
  • About Aspen Realty
  • Sitemap
• Home Search
  • Colorado Springs MLS
  • My Property Listings
    • Advanced Search
  • New Home Construction
  • Home Builders
    • Campbell Homes
    • Classic Homes
    • Journey Homes
  • Preferred Lender
• Living in Colorado Springs
  • Realty Resource Guide
    • Flyers and a brochure box
    • The "For Sale" Sign
    • The "Real" role of a listing agent
    • Agency duties of a listing agent
    • Multiple Listing Service
    • Real Estate Commission
    • Lockbox - Yes or No?
    • Price and Terms of Sale
    • Exclusive Right to Sell
    • Exclusive Agency Listing
    • One-Time Show
    • Open Listing
    • Termite and Pest Inspection
    • Title Insurance
    • Escrow and Settlement
    • You and the seller must agree
    • VA and FHA Appraisals
    • Extra costs to the seller
    • Other financing details in your offer
    • Cash Offers
    • Seller Financing
    • Closing costs and financing incentives
    • Interest Rates
    • Down Payment
    • Final Walk-Through Inspection
    • Inspections you should require
    • Condition of the property
    • Disclosures From the eller
    • Transfer of Possession
    • The Closing Date
    • Earnest Money Deposit
    • Contingencies in a purchase offer
    • Writing an offer to purchase real estate
    • Should you try to "Time the Market"?
    • Supply and Demand
    • Recession and Expansion
    • How a new car payment reduces your purchase price
    • Debt-to-income ratios and car payments
    • Don't buy a car
    • How are the rates set for seller financing?
    • What is seller financing?
    • What are the benefits of seller financing?
    • Where do I get information on condos?
    • Where do I get information on condo association laws?
    • Do condos have to be made accessible to the disabled?
    • Are condominiums risky to buy?
    • How do I figure out the homeowners association?
    • Are one-bedroom condominiums a good investment?
    • Are condos a good investment?
    • Can a condo association ban nudity?
    • Can condos ban smoking?
    • Do sellers have to disclose the terms of other offers?
    • How long do bankruptcies and foreclosures stay on a credit report?
    • What are some tips on negotiation?
    • Should I add on or buy a bigger home?
    • How do I prepare the house for sale?
    • What repairs should the seller make?
    • What are some tips on negotiation?
    • What do you think of get-rich-quick real estate schemes?
    • Should I include an inspection contingency in my offer?
    • What is the first step to buying a home?
    • What is the difference between list price, sales price and appraised value?
    • Do I need an attorney when I buy a house?
    • What is the best time to buy?
    • How much does my real estate agent need to know?
    • How is the price set?
    • What contingencies should be put in an offer?
    • Can you buy homes below market?
    • Are interest rates negotiable?
    • Are low-ball offers advisable?
    • Is there a secret to good negotiating?
    • Can you negotiate the price on new homes?
    • Is a low offer a good idea?
    • Are there programs for fixer-uppers?
    • What are some resources for info on home improvements?
    • How do building codes work?
    • Are there government programs for rehab?
    • What are some guidelines to follow when trying to find a contractor?
    • Are there any special tax breaks for historic rehab?
    • What are some resources for info on home improvements?
    • What kind of return is there on remodeling jobs?
    • Where are fixer-uppers found?
    • Are fixers a good idea in bad areas?
    • Do you have to buy HUD homes through a realty agent?
    • Where can you find foreclosures?
    • Where do I learn about HUD foreclosures?
    • Where can you find foreclosed HUD homes?
    • Are foreclosures an option?
    • How does a home go into foreclosure?
    • What about buying a foreclosure "as is"?
    • Can I get a HUD home for as little as $100 down?
    • How do you find government-repossessed homes?
    • How do you get financing for a foreclosure?
    • What happens at a trustee sale?
    • What types of foreclosure are there?
    • What are problems buying foreclosures?
    • Do you have to buy HUD homes through a realty agent?
    • Should I buy a vacation home?
    • What is the return on new versus previously owned homes?
    • What about new versus previously owned?
    • What do you think of a vacation home as an investment?
    • What are considerations to buying a new home?
    • What are some new-home cautions?
    • Should I hire a home inspector for a new home?
    • Where can I get a list of home builders?
    • Do builders give financing?
    • Can you negotiate the price on new homes?
    • Do I need a home inspection?
    • How do I find a home inspector?
    • What's a home inspection?
    • Where do I get information on co-ops?
    • Can a co-owner force someone off a shared deed?
    • What about a buyer's agent?
    • Are commissions negotiable?
    • How much does my real estate agent need to know?
    • Do you need an agent for a new home?
    • How do you find a good agent?
    • Where can I get information on buyer agents?
    • How many people sell their homes themselves?
    • What kind of home insurance should I get?
    • What is guaranteed replacement cost insurance?
    • What is the difference between list price, sales price and appraised value?
    • What standards do appraisers use to estimate value?
    • What's a house worth?
    • Can I find out the value of my home through the Internet?
    • What is the return on new versus previously owned homes?
    • How do you determine the value of a troubled property?
    • What are the standard ways of finding out how much a home is worth?
    • What standards do appraisers use to estimate value?
    • What is the difference between market value and appraised value?
    • How is a home's value determined?
  • Military Families
  • Relocating To CO Springs
• Buying
  • Buying Contact Form
  • Buying Resource Guide
    • The Best Investment
• Selling
  • Selling Contact Form
  • Selling Resource Guide
    • Fixing up the outside of your house
    • Fixing up your homes' interior
    • Removing Clutter
    • De-personalize your house
    • Emotion vs. Reason
• What is your home value?

Buying A Home Guide

• Benefits of owning your own home
  • The Best Investment
• Comparable sales and your offer price
  • Other factors influencing your offer price
  • Comparable sales in the multiple listing service
  • Comparable sales in the public record
  • Determining your offer price
• Escrow & closing costs
  • How can I save on closing costs?
  • Who pays the closing costs?
  • What are closing costs?
  • Why do I need a title report?
  • Where do I get information about closing costs?
  • What contingencies should be put in an offer?
• Finding the right home
  • How do you choose between buying and renting?
  • What are the pros and cons of adding on or buying new?
  • How do I get the real scoop on homes I am looking at?
  • Do we dig deep and buy a dream home or settle for a starter home?
  • What do all of those real estate acronyms in the ads mean?
• Important things to avoid before buying a home
  • No Major Purchase of Any Kind
  • The Effect of Changing Jobs
  • Don’t Move Money Around
• Interest Rates
  • Are interest rates negotiable?
  • What are the most popular ARM indices?
  • Where can I get adjustable-rate loan info?
  • How do adjustable-rate loans change?
  • How do I monitor my ARM loan?
  • What is APR?
  • Tell me more about ARMs?
  • What are rates for FHA and VA loans?
  • How are the rates set for seller financing?
  • How do you lock in an interest rate?
  • How do you choose between fixed and adjustable rates?
  • Where are interest rates headed?
• Lease Options
  • Where do I get information on lease options?
  • How do lease options work and what are the benefits?
  • What is a lease option?
• Major factors influencing your offer price
  • The Final Decision on Your Offer Price
  • How Seller Motivation Affects Your Offer Price
  • How Market Conditions Affect Your Offer Price
  • How Home Improvements Affect Your Offer Price
  • How Property Condition Affects Your Offer
• Negotiating
  • Is there a secret to good negotiating?
  • Do I have to consider contingencies?
  • What is the difference between market value and appraised value?
  • Is a low offer a good idea?
  • Are low-ball offers advisable?
  • Who gets the furnishings when a home is sold?
  • What is the best time to sell your house?
  • How is the price set?
  • What contingencies should be put in an offer?
• Property taxes
  • Do all loans require impound accounts?
  • What is an impound account?
  • Are taxes on second homes deductible?
  • How is a home's value determined?
  • Where can I learn more about appealing my property taxes?
  • Are property taxes deductible?
  • How do property taxes work?
• Tax considerations
  • Are there tax credits for first-time home buyers?
  • What tax benefits are there to homeowners?
  • Can you deduct the cost of home improvements?
  • When is the best time to buy?
  • What are the rules on capital gains when inheriting a house?
  • How are fees and assessments figured in a homeowners association?
  • How do I save on taxes?
  • Should I buy a vacation home?
  • Explain the home mortgage deduction
  • Are seller-paid points deductible?
  • Are the costs of a natural disaster deductible?
  • What home-buying costs are deductible?
  • How do you choose between buying and renting?
  • How do I reach the IRS?
  • Where do I get information on IRS publications?
  • Are points deductible?
  • What home-buying costs are deductible?
  • Are taxes on second homes deductible?
  • What is the Mortgage Credit Certificate program?
  • Can I deduct the loss I suffered when I sold my home?
  • What are the rules for mortgage credit certificates?
• What can you afford?
  • How much does my real estate agent need to know?
  • What is Fannie Mae's low-down program?
  • What can I afford?
  • How much will I spend on maintenance expenses?
  • When is the best time to buy?
  • What is the standard debt-to-income ratio?
  • How long do bankruptcies and foreclosures stay on a credit report?
  • How do you determine the value of a troubled property?
  • Where do I get information on housing market stats?
• Whom to contact (How to Buy)
  • How do I reach the IRS?
  • Where do I get information about housing discrimination?
  • Where do I get information about finding a real estate attorney?
  • Where do I get information on lease options?
  • How do I find a home inspector?
  • Where do I get information about closing costs?
  • Where can I get information on buyer agents?
  • What standards do appraisers use to estimate value?
• Whom to contact (Where & What to Buy)
  • Where do I get information on housing market stats?
  • Where can I get a list of home builders?
  • Where do I get information on manufactured housing?
  • Where do I get information on co-ops?
• Your mortgage
  • Bankruptcies & Foreclosures
  • Other Mortgage Considerations
  • 15, 30, & 40 Year Loans
  • Private Mortgage Insurance

Real Estate Advice

• Appraisals and market value
  • What is the difference between list price, sales price and appraised value?
  • What standards do appraisers use to estimate value?
  • What's a house worth?
  • Can I find out the value of my home through the Internet?
  • What is the return on new versus previously owned homes?
  • How do you determine the value of a troubled property?
  • What are the standard ways of finding out how much a home is worth?
  • What standards do appraisers use to estimate value?
  • What is the difference between market value and appraised value?
  • How is a home's value determined?
• FAQ about selling your home
  • Do sellers have to disclose the terms of other offers?
  • How long do bankruptcies and foreclosures stay on a credit report?
  • What are some tips on negotiation?
  • Should I add on or buy a bigger home?
  • How do I prepare the house for sale?
• Condominiums and Townhomes
  • Where do I get information on condos?
  • Where do I get information on condo association laws?
  • Do condos have to be made accessible to the disabled?
  • Are condominiums risky to buy?
  • How do I figure out the homeowners association?
  • Are one-bedroom condominiums a good investment?
  • Are condos a good investment?
  • Can a condo association ban nudity?
  • Can condos ban smoking?
• Details of a listing contract
  • Agency duties of a listing agent
  • Multiple Listing Service
  • Real Estate Commission
  • Lockbox - Yes or No?
  • Price and Terms of Sale
• Don't buy a car just yet!
  • How a new car payment reduces your purchase price
  • Debt-to-income ratios and car payments
  • Don't buy a car
• Fixer-Uppers
  • Are there programs for fixer-uppers?
  • What are some resources for info on home improvements?
  • How do building codes work?
  • Are there government programs for rehab?
  • What are some guidelines to follow when trying to find a contractor?
  • Are there any special tax breaks for historic rehab?
  • What are some resources for info on home improvements?
  • What kind of return is there on remodeling jobs?
  • Where are fixer-uppers found?
  • Are fixers a good idea in bad areas?
• Foreclosures
  • Do you have to buy HUD homes through a realty agent?
  • Where can you find foreclosures?
  • Where do I learn about HUD foreclosures?
  • Where can you find foreclosed HUD homes?
  • Are foreclosures an option?
  • How does a home go into foreclosure?
  • What about buying a foreclosure "as is"?
  • Can I get a HUD home for as little as $100 down?
  • How do you find government-repossessed homes?
  • How do you get financing for a foreclosure?
  • What happens at a trustee sale?
  • What types of foreclosure are there?
  • What are problems buying foreclosures?
  • Do you have to buy HUD homes through a realty agent?
• Home Inspections and Warranties
  • Do I need a home inspection?
  • How do I find a home inspector?
  • What's a home inspection?
• How FHA and VA financing affects your offer
  • VA and FHA Appraisals
  • Extra costs to the seller
• How financing details affect your offer
  • Other financing details in your offer
  • Cash Offers
  • Seller Financing
  • Closing costs and financing incentives
  • Interest Rates
  • Down Payment
• Insurance
  • What kind of home insurance should I get?
  • What is guaranteed replacement cost insurance?
• Negotiating and closing a good deal
  • What repairs should the seller make?
  • What are some tips on negotiation?
  • What do you think of get-rich-quick real estate schemes?
  • Should I include an inspection contingency in my offer?
  • What is the first step to buying a home?
  • What is the difference between list price, sales price and appraised value?
  • Do I need an attorney when I buy a house?
  • What is the best time to buy?
  • How much does my real estate agent need to know?
  • How is the price set?
  • What contingencies should be put in an offer?
  • Can you buy homes below market?
  • Are interest rates negotiable?
  • Are low-ball offers advisable?
  • Is there a secret to good negotiating?
  • Can you negotiate the price on new homes?
  • Is a low offer a good idea?
• New homes and vacation homes
  • Should I buy a vacation home?
  • What is the return on new versus previously owned homes?
  • What about new versus previously owned?
  • What do you think of a vacation home as an investment?
  • What are considerations to buying a new home?
  • What are some new-home cautions?
  • Should I hire a home inspector for a new home?
  • Where can I get a list of home builders?
  • Do builders give financing?
  • Can you negotiate the price on new homes?
• Offering to purchase real estate
  • Transfer of Possession
  • The Closing Date
  • Earnest Money Deposit
  • Contingencies in a purchase offer
  • Writing an offer to purchase real estate
• Safeguards regarding the property
  • Final Walk-Through Inspection
  • Inspections you should require
  • Condition of the property
  • Disclosures From the eller
• Selecting service providers
  • Termite and Pest Inspection
  • Title Insurance
  • Escrow and Settlement
  • You and the seller must agree
• Seller Financing
  • How are the rates set for seller financing?
  • What is seller financing?
  • What are the benefits of seller financing?
• Tenants-in-common and co-ops
  • Where do I get information on co-ops?
  • Can a co-owner force someone off a shared deed?
• The business cycle and buying a home
  • Should you try to "Time the Market"?
  • Supply and Demand
  • Recession and Expansion
• The listing agent and marketing your home
  • Flyers and a brochure box
  • The "For Sale" Sign
  • The "Real" role of a listing agent
• Types of listing contracts
  • Exclusive Right to Sell
  • Exclusive Agency Listing
  • One-Time Show
  • Open Listing
• Working with a real estate agent
  • What about a buyer's agent?
  • Are commissions negotiable?
  • How much does my real estate agent need to know?
  • Do you need an agent for a new home?
  • How do you find a good agent?
  • Where can I get information on buyer agents?
  • How many people sell their homes themselves?

Selling Your Home Guide

• Getting your house ready to sell
  • Fixing up the outside of your house
  • Fixing up your homes' interior
  • Removing Clutter
  • De-personalize your house
  • Emotion vs. Reason
• Listing commissions and related issues
  • "Hot Market" Under-Pricing Sales Technique – Commission Issues
  • How and when listing commissions are earned
  • Cut-Rate Listing Commissions
  • Are Commissions Negotiable?
• Marketing your house to homebuyers
  • Keeping the house tidy and neat
  • Lighting, Fragrances, Pet Control and More
  • Why you should not be at home
  • Showing the house to potential home buyers
  • Open Houses
  • Neighborhood Announcements
  • Individual Agent Advertising
  • Real Estate Office Advertising
  • The purpose of Advertising in General
• Marketing your house to other agents
  • Marketing Sessions
  • Office Flyers
  • Broker Previews and Culinary Delights
  • Office Preview
  • The Multiple Listing Service
• Pricing your home correctly
  • Dropping your price...too late
  • What happens behind the scenes
  • Which Realtor do you choose?
  • Meeting With Realtors

topmenu

• Homepage
• Testimonials
• Contact Aspen Realty
• My Account
• Register with me