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Do you need an agent for a new home?
Buyers concerned about costs should be aware of the differences inherent in working with sales agents who are employed by the developer, rather than traditional real estate agents. Most developers hire a staff of sales agents to handle their properties and will not pay an outside agent's commission.

Builders commonly require that an agent be present, and sign in, the first time a prospective purchaser visits a site before payment of commission even is discussed. At times when buyers use an advertisement to find the development themselves first, builders can refuse to pay any commission regardless of how helpful an agent may become later in the process. It is advisable to call the development first and inquire about their policy on compensating real estate agents if you are considering using one.

Experts say to beware of paying the average 6 percent commission an agent would charge someone buying a new home if all they are really doing is giving you a ride to meet the builder. People who need assistance in shopping for new homes may want to retain an attorney or hire a buyer's agent for a flat fee to review the paperwork and provide any necessary protection against overly aggressive sales agents, whom the developer has hired with one purpose in mind.

Not using a real estate agent also can improve the buyer's chances when negotiating. Because the builder does not have to pay the commission, this affords the buyer an opportunity to request extra amenities -- up to what would have been paid for the agent -- when making the purchase.
 
Can a co-owner force someone off a shared deed?
In some states, a co-owner often can force the sale of a shared property by filing a so-called partition action. In such a situation, if the severance is granted, the property would be sold and the owners would split the proceeds proportionate to their interest in the property.
You should check your title for any references to such a severance action. You may need to consult a real estate attorney.
 
How do I find a home inspector?
Your realty agent is one source. But keeping them independent from the agent may be a good idea. Inspectors are listed in the yellow pages. You can ask for referrals from friends. Ask for their credentials, such as contractor's license or engineering certificate. Also, check out their references. 
 
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